Fat & Sweets Podcast
This show is all about storytelling and RAW content through our unique experiences as we grow our faith. NOTHING is off the table and there may be some Radical/Explicit content, but it's necessary because ya'll don't listen anyways. Culture, Society, Music, Parenting, Relationships, Friendship, Faith, and pure comedy! If you aren't scared, or easily offended, then maybe you should stick around. If you are, there is another podcast for you that's NOT ours. We love you still. Don't let the door hit you where the good Lord split you. :)
Fat & Sweets Podcast
Ep. 9 (FR) "I Don't Dance Now, I Make Money Moves"
PLEASE READ THE DESCRIPTION!!... ALLLLLLL OF IT. THANK YOU
Money doesn't just talk—it screams life lessons if you're willing to listen. In this raw, unfiltered season finale, we're pulling no punches about financial literacy and the excuses keeping you broke.
We've officially established Fat & Sweets LLC, transforming from podcast hosts to CEO and COO of our own entertainment company. This entrepreneurial leap has shown us firsthand how business ownership creates paths to wealth that employment alone never will. From tax write-offs to building generational wealth, we break down why creating your own business might be the smartest financial move you'll ever make.
The financial gems we share include practical hacks anyone can implement: credit-building strategies using the Self app, understanding NFTs and day trading basics, and the shocking truth about credit redlining that discriminates based solely on your zip code. We also tackle the uncomfortable reality that your financial situation often reflects the five people you spend the most time with—sometimes growth requires distance from those who drain rather than enhance your potential.
Our no-excuses approach might sting, but that's the point. Anxiety, introversion, and other challenges aren't valid reasons to avoid financial improvement when opportunities exist that align with every personality type. If you're spending money on streaming services, eating out, or other luxuries while claiming you can't afford to invest in yourself, this episode will be your wake-up call.
This marks our final free episode as we transition to a subscription model ($3/month) for Season Two. For less than a cup of coffee, you'll get unfiltered guidance from two people committed to building wealth and bringing you along for the journey. The question isn't whether you can afford to subscribe—it's whether you can afford not to.
Subscribe Here:
https://fatandsweets.buzzsprout.com
Resources Below for Everything we discussed:
Email us for our Socials: kingandqueen2025@fatandsweets.org
She said I won't be coming home, I'd rather be alone. She doesn't fully understand me, cause I'd rather leave than to cheat.
Speaker 2:She give me some time.
Speaker 1:I could be the man she needs, but there's a lot of lust inside of me. We've been together since our teenage years. I really don't mean to hurt her, but I need some time to be alone.
Speaker 3:Everybody sing along, but when you?
Speaker 1:love someone, you just don't treat them bad. Oh, I feel so sad now that I want to leave. She's crying out hard to me. How could you let this be? I just need time to see where I wanna be. Where I wanna be when I wanna be you.
Speaker 3:You're sweet.
Speaker 1:I don't need to hurt you baby. What do he say?
Speaker 3:Oh no, no, we kind of killed that. That wasn't too bad. Hold on, hold on, hey Chant. Let us know if we killed that joint, because we might be, you know, feeling ourselves.
Speaker 2:Let's see what y'all want. It sounded good to me.
Speaker 3:Nah, bro, you was singing.
Speaker 2:You was singing. You were singing too.
Speaker 3:It's about doing the ad-libs too, for all the folks that got the tism. You know we killed that. You know we killed that. You're not about to shake that dutch bros on his mic. Go ahead, swirl it yeah, why y'all always gotta swear women. Why can't you just drink the coffee?
Speaker 2:you gotta give it a mixy mix for you give it a sip because you gotta get all the flavors in every sip, so you gotta get a little sorry sorry about all the noise.
Speaker 3:No mic etiquette at all. Go ahead and slurp it like you do some other stuff.
Speaker 2:I had to whip my whistle what are you steve hardy?
Speaker 3:yo, I'm gonna let you get that off, all right, look, this is the final episode of season one. That's crazy. Episode nine episode nine.
Speaker 2:You know what?
Speaker 3:I got some shit to say well, hold on hold on, hold, on hold on. Let me give them what we about to talk about.
Speaker 1:First, go ahead all right.
Speaker 3:So this again is episode nine. We're ending on episode nine because nine is a significant number. We'll keep that theme throughout every season we have. We don't know how many we gonna have, but they will all be multiples of nine. It will obviously reveal itself to you later. This is a very significant episode and it's gonna be the longest one we have because we got a lot of.
Speaker 3:We got a lot of stuff to tell y'all, so we're gonna debate some stuff in the very beginning of this, which, like I think it needs to happen. Shout out to my boy, g um jamar I'm about to say your name, bro, because we had this and we had this discussion. We were on the same page about this, but for some reason this argument keeps coming up. And if he knows what I'm talking about, he's probably already laughing. But there's two songs that one population seems to think is worse than the other one, and we about to discuss that Also.
Speaker 3:Sweet's going to fry somebody in a little bit and if the shoe fits well, it's you. Then we're going to talk about subscribers and our updates and this, unfortunately, is the last episode that's going to be for everybody. We're going all the way subscription only, starting with season two, episode one, when on sunday night we just let y'all know early the first three minutes and 30 some seconds of the pod, we will no longer be just putting stuff out there for the free. Okay? So instead of you buying uh, I don't know, paying rent for the girl that you're trying to smash, or, uh, sponsoring the dude that is supposed to be providing for you, how about you spend three dollars with the fat and sweets podcast, which is a actual?
Speaker 3:you know, I ain't even gonna say that, yet I ain't gonna say that but, yeah, you know, spend your money differently. Uh, for the folks that are already subscribed, you can ask them what they've received since then and what's on the way. And anyways, if you want to know, you'll stick around. If you don't, well, you'll just be missing out, because season two, episode one, is going to be far and we're just going to continue to get better. And guess what? We're going to start doing videos soon. Um, because now we can. We can actually like, do that. We had to get some resources together and, yeah, either way, that's what's coming.
Speaker 3:We're talking about financial literacy today. So if you trying to make some money, make your money grow, learn how to make money, we're going to give you all that. We have. Two brains is better than one, so we're just going to go that way.
Speaker 3:I ain't going to spill the details, but the general topic is financial literacy. And we're going to spill the details, but the general topic is financial literacy. And we're going to talk about how we met. We're going to give y'all some tea, some laughy, laugh, jokey jokes, and then we're going to talk about dating. Body counts might make its way in there. I don't know If it ain't appropriate, we'll see. And then also, sweet's got some work to do for y'all women out here to have children, okay. So there is I don't know when, I don't know how, but there is a motherhood episode out there. We did a fatherhood one shout out t-rock, um, we need to do that again. But we're gonna let the motherhood pod kind of take over for a little bit, because y'all need that too. Sweet, you got something for him. Are you about to just start frying?
Speaker 2:well I mean, no, you pretty much gave the g everything. But I'm ready to get my shit off so I can enjoy the rest of this pod. And sometimes you just got to get some shit off.
Speaker 3:Oh well, listen, Go ahead. I'm about to make sure that I put my phone on D&D while I'm in the middle of this, so I can't receive any calls.
Speaker 2:All right, cool, now we're ready and first and foremost, I just want to say I'm grateful for this experience to start potting. It's been great and I appreciate you for putting me on to this as well. You know this whole experience has showed me a lot. It shows you know the people who support it shows the people who are actually rooting for you and actually want to see you do good rather than just talking that shit, I am reclining the chair right now because I'm not, this ain't for me't.
Speaker 2:I will say, though, through all of this, my people have not shown for me the way that I need them to, and you know what? I'm not gonna say that my people don't listen. But as far as subscribers, my people ain't shit. Y'all know who y'all are. Y'all motherfuckers ain't shit. You know what's crazy is, the subscription is three dollars. But you know I'll be seeing. You know, you know fuck it.
Speaker 2:I'll be seeing y'all partying on the weekend, bitches be going out to eat and shit, and you know I ain't about to start naming no names, but the shit y'all be spending y'all money on. Y'all bitches can't spend $3 to subscribe to my shit. That's all right, though, because y'all going to want to be my friend when this shit take off. You know I still love y'all. I still fucking, but I'm popping my shit because I hope y'all listen to it and come see me about it. Come see me Run and tell that, come see me about it, because then that means you actually listened and you give a fuck. But yes, I'm saying this in hopes that, whoever y'all are and y'all know who y'all are y'all ain't shit, because I would definitely show up for y'all on some shit like this. But that's all right. That's all I had to say.
Speaker 3:Say I got it hey look, I'll let her get that off, because I did that. I did that on the last episode we put out, which, by the way, losa talks is out. I revived my old podcast. I had some words for the youth that think things are cool and usually usually I'm targeting like young boys and men when I'm going crazy, and I had this same kind of smoke for the fam group chat, the yb4l. They got it from me in a different way. She wanted to come smack at y'all on the pod. So if it fits, if it fits, bro, I'm I'm riding, bro, sweet swinging y'all, I'm gonna follow up y'all know who y'all are, and for y'all to say y'all fucking me, I'll tell you my bitch.
Speaker 2:Oh, anybody who claimed that they fucking me the way that they, that they say they do, and for y'all to not support me the way that I need y'all to it, just it speaks volume and I'm gonna say it too if y'all got that link to our bus sproutcom on y'all phone and you ain't click subscribe, you're phony yeah, y'all can all hold my dick.
Speaker 2:I don't really have a real one, but my metaphorical one yes, she does you know what you're right, and it's tucked in my sock as we speak oh my, that thing is, that thing is large rotund oh my god.
Speaker 3:Well, yeah, y'all hold her sock, tuck dick. Oh my, I am so. That makes me feel uncomfortable.
Speaker 2:Oh my god oh, I feel so much better. Do you? I do, I do. But I also learned that my my most of my support is going to come from strangers, and that's all right. Hey, that's okay.
Speaker 3:I already knew that that that's what they say. What did we learn? I already knew that.
Speaker 2:I guess I just had a hope. But that's okay, y'all going to see, I still love y'all though.
Speaker 3:Use a hoe it's like no, let me stop Hoe.
Speaker 2:No.
Speaker 3:I got hoes. I got hoes. Area, area, area. Yo, that's a problem. That's a problem, yeah, but if y'all haven't subscribed and y'all really rock with sweets and y'all rock with the kid fat daddy, y'all ain't shit nope y'all ain't shit all right, let's get into this debate, because I want to have this and get it off. And what debate are we having? We love music, music, okay, and there's a very, very known song in the male population called when I Wanna Be by Donnell Jones.
Speaker 2:Who we blessed y'all with in the beginning.
Speaker 3:Yeah, you know, we kind of gave y'all a little bit of foreshadowing. We sang it for y'all. Actually I actually killed that joint. But go ahead and introduce the Jasmine Sullivan record.
Speaker 2:Yes, record. Yes. So you know we all love jasmine sullivan, especially my ladies. We love jasmine. You know her song in love with another man, that song that you be singing your heart out to whether or not you sound good, that's just another. That's another breakup song. I guess you could say it's right up there with where I want to be. But the question is which one is worse. Like which one would you hate to hear? Like if somebody was delivering the message to you, which one would hurt?
Speaker 3:I'm telling y'all right now I vote. In love with another man is the worst one. If you're comparing it to like shock factor. I agree ain't shitness I agree uh, fuckery toxicity is in in love with another man. That is not to say that there isn't toxicity, and where I want to be, there is just not as much no, but in love with another man is a lot more straightforward.
Speaker 2:It's very much like man. Look, I don't know why, but I just I'm in love with this man. I hope you find somebody else that's gonna treat you good, but it ain't gonna be insane to say yeah, that's. That's crazy work, and she pretty much said a couple times in the song, like look, I'm sorry I ain't shit, I know I ain't right. She said that I mean Donnell kind of said it too, didn't he? No, he didn't say he wasn't shit.
Speaker 3:No, he probably right. I got the lyrics pulled up right here. He did not say nothing like that. He said I am unsure about this. These women out here, I want to go experience them. I'm some, I'm paraphrasing, but boy, am I accurate. I want to go experience that and see if you'll still be around. That's like young man's idea of let me go explore. We've been together since our teenage years, but there's stuff I think that I'm missing out here. But the only way to find out is to go be a hoe. I'm telling you that and I don't know whether I should leave or stay or go, which again he said it twice he said it twice.
Speaker 3:He should probably go, but in this song it's like his vulnerability, his transparency dog, I don't know what I want, I don't know where I want to be. I love you, but I want to go experience this other stuff I don't know I'd rather leave than cheat. How is that not honest?
Speaker 2:no, that's very honest. I will say, though, in the song he doesn, he's not as conflicted as he sounds, bro wants to leave? Yes, he does Bro very much, wants to leave.
Speaker 3:But he's unsure.
Speaker 2:No, he know what the hell he wants to do.
Speaker 3:No, he don't.
Speaker 2:Well, okay, he may know what he wants to do. He know what he want to do.
Speaker 3:But guess what the problem is? He don't. Come on, bro, let's get, we not. She can't handle the truth. We not dancing around it. She was asking for the truth, he gave it to her but he couldn't even really give it to her Because she asked for some shit she can't handle.
Speaker 2:So she basically she's not letting go. He want to leave, but she not letting go.
Speaker 3:He want to leave, but she not letting him go. So he's like yo I'm about to go out here, that they're going to do stuff that you said you're not going to do, but you want me to stay and be faithful. How does that make sense? Yeah, I'm out of here.
Speaker 2:Yeah, his mind's already made up.
Speaker 3:All right, anyways, I'm off. I've been meaning to get this off for a long time, bro. And then motherfuckers have the nerve to say in love with another man isn't worse.
Speaker 2:Get the fuck. Here I'm going to give you the for these people that think come on, bro.
Speaker 2:In the first part of the song she said you treat me so much better than him, oh goodness, but if I was saying there would be no competition. You already know that the man that you have treats you better than the one you in love with and you're about to go and you still gonna go. You're retarded. You're still gonna go to that man that treats you like shit. Hold up. And she also goes on to say later and what is this? In the bridge part where she said it, she said I can't explain why it's him and not you, but at the end of the day, baby, I just don't want to, cause he ain't no doctor and we always seem to fight. He ain't got the perfect body, oh, and sometimes he don't even treat me right, oh. But baby, when I'm with him, so y'all listen anybody else like it?
Speaker 3:time out, time out we had we've had 13 minutes. I want y'all to pause the podcast right now. Go play both of these songs where I want to be by donnell jones and in love with another man by jasmine sullivan, and you make your own, draw your own conclusion, make your own speculation. Don't just listen to us and call it law or fact. You go make your own judgment on that and then comment on whatever.
Speaker 2:But mainly I would like you to comment in the spotify thread and take your bias out of it, because I'm a jasmine sullivan fan. But if we look at the facts and look at the words next to each other, sis ain't shit for what she said.
Speaker 3:I'm a fan of all of them.
Speaker 2:Yeah, I'm a fan too, but I'm saying, if I had to pick which concert I'm going to, I'm going to Jazz's concert.
Speaker 3:And remember, think about the question, which receiving party, and then you can decide. Then we'll talk to you. If you haven't done those aforementioned things, then we ain't talking to you because you ain't did your research. Go listen to the song, pull the lyrics up, read it, sing along, do whatever karaoke you need to to understand the gravity of these songs right, and you decide which one is worse. Okay, put your shoe put.
Speaker 2:Put the shoe on the foot yeah, how, what you're gonna do, though, if you get hit with some shit, shit, like, like, how would you if I hit you with the?
Speaker 3:I would just be like I have to. I have no other choice. I have no option.
Speaker 2:Actually, I don't have an option somebody hit me with that, I'm just gonna go. I'm just gonna go fuck off you have no other choice other than to go just gonna go ahead. She told me very very clearly.
Speaker 3:I don't even know why I like the nigga like that, but I do I'm saying we always fight him and to make that song you have had to fuck him already.
Speaker 3:Oh yeah, so what? What do you think I'm gonna do? I'm out you already. You already laid with the man, got bombed dick or whatever. He don't treat you right, but you want to be with him. Go be with him. Go be gay, go be retarded, go be whatever you want to be. But it ain't about to be. You ain't about to be my girl. You ain't my girl, no more. What the hell even donnell was like bro, I don't know where I want to be. That's like way less sharp. I want to be out here, but I also want to be with you. Like we could break up. You could go do your other thing, I can go do my other thing, and if that don't work, then maybe we come back. But if not, well, at least we know I mean I get yeah yeah it is less sharp.
Speaker 2:I will say, though, if I still got hit with that, like hey look, I love you, but I just don't know if I want to be. The minute you guys start second guessing whether or not you want to be with me, I will bow out, gracefully right.
Speaker 3:However, given the context of this song, in that song, the difference in the songs is because we take the truth a lot better than our counterparts do I don't disagree with that. I mean I'm gonna let y'all decide on it. Fellas, we get steamrolled all day. Women get steamrolled one time and then be complaining. I'm just saying, I'm generalizing on purpose.
Speaker 2:If the shoe fits, it's probably you I will say, like I ain't gonna say women, don't get steamrolled, but we are emotional creatures so are we? Yes, we but you even you made a point in one of the pods. Maybe it was the last one that you say like, yes, we are both emotional creatures, but you guys uh I even said, men are more emotional yes, but you guys feed more so into your anger. And um what else did? You anger it was anger. That's the main one.
Speaker 2:Yeah, when y'all get sad, y'all automatically get mad everything you. Just that's our number one default emotion no, but when women get hurt, we be butthurt like what is the quote hell hath no fury like a woman scorned and it doesn't say like a man scorned, that's a fact.
Speaker 3:I'm just saying y'all'm just saying Y'all look at the facts, y'all look at the data. Then come argue with me. If you ain't coming with the facts, I ain't got no rap for you, nothing.
Speaker 2:That is true. You look at it like a lot of movies and shit, the plot twist or whatever. When something comes crumbling down it's because a woman got pissed off. Call shaming, I don't care. Y'all are drama to the max, go ahead. I was gonna say I don't disagree. Well, but there are men who who would fit that description as well. But some would say he's in touch with his feminine energy no, because I'm in touch with my feminine energy well, maybe, maybe he's all the way in because, see, okay, there's a, there's no balance, no harmony
Speaker 3:there it is, I'm gonna say because sometimes dudes are in touch with it, but it's not balanced with their masculine the same dude that they say is in touch with his feminine side, more so than his masculine side is the same one inside her, smacking up women uh yeah, yeah.
Speaker 3:Emotional wrecking balls is what you become as a man when you spend way more time with women than you do with men, and I mean mature men that take care of their families and provide you spend time with a bunch of women, doesn't matter if they're mature or not. You will suffer. Men need to be raised by mature men. Period. That doesn't mean only. That means 80 of that time that boy needs to be with a mature man, otherwise that's where you get your mass shooters. Maybe an extreme comparison.
Speaker 2:However, I know that motherfucker, some of the mass shooters, be they come from, like two parent, like households, homes that coddle their children.
Speaker 3:Oh well, oh, trust me, I've. I've watched, I've done the research, I've listened to the interviews. The parents go, oh, it was such a great kid, we never had any issues. But then you hear the kids say, yeah, they just let me do whatever I want. No discipline. If you do not discipline your children, I'm not talking about beating them like slaves, I'm talking about correcting them, holding them, holding them accountable. You don't hold your kids accountable. Let them do whatever they want. And then, for boys, you let them spend more time with women than you do with mature men. That's when you get the wrecking balls, the guys that like to shoot real quick on the trigger. Trust, trust me or don't trust me. Trust the data. Go do your own research.
Speaker 3:This ain't. I ain't here to be your friend. If you don't like what I'm saying, unsub. Actually, you probably aren't even subscribed anyway, so it don't matter. After season two, start you ain't. You ain't even about to hear this for real. For real, I I don't give a fuck how y'all feel. This is my podcast with with my lady. So, like, fuck y'all for real, this is just conversation and if you taking this personal, well, you ain't. You ain't supposed to be chat for real right anyways, we done got way off.
Speaker 3:Which one is worse. Okay, that's what I want y'all to think about. I told y'all how to do it play the song, put the notes on, read the lyrics all that crap. What do you want to see? Oh, look, so after this, we getting right into our subscriber update. Look, it's gonna get better. It's gonna get better for the folks that I think we have 15 on Buzzsprout I have no idea how many are subscribed on Spotify or Apple Podcasts or Podcast Addict. I just found out that we're now on Google. If you search Fat and Sweets, or if you do Fat Ampersand Sweets Podcast, you will find us. After you scroll down past the videos, we're the first link up there. If you don't know, it's us. You should know what our cover art looks like by now. It's two microphones with two crowns on it and it says what fat and sweets, which, by the way, we are a limited liability company.
Speaker 1:Now I think we should.
Speaker 3:So you're listening now to a CEO and a. Coo and it's an entertainment LLC Look at those accolades. Yeah, so now we got to update the LinkedIn, right? That's crazy. Chief Executive Officer and Chief Operating Officer of Fat and Sweets LLC. That is actually something that's crazy that her and I are both trying to accept and move in that way. However, if y'all want to know what that means, we can employ you. We can fire you we can write some employee contracts.
Speaker 3:We can set the tone, write the mission, the vision, all of that crap right business proposals.
Speaker 2:Sorry to interrupt, but I was gonna say how do you think this would sound like a year or two from now? We play this episode back um like we should have.
Speaker 3:We should have been like ready to do that you know like why did it take so long?
Speaker 3:accept it and go. No, I sat in there for a little bit as like, why didn't I do this before? It's because I thought for the longest time that it was like impossible. All you got to do is invest in yourself. Where are you investing in all these other companies and you're building somebody else's like business? Build your own.
Speaker 3:All I knew was I liked entertainment and that's everything books, podcasts, movies, short films, documentaries, music like that's the umbrella now. So now we can do that, we can make the film, we can make a studio, sign artists as a record label, do all of the in between, because entertainment is just such a broad one, and I think that that's good, because what do we do with the pod? We entertain, we make them laugh, we sing, we get along, we talk about the tism, we educate and inform. You can do that too, like that's the, that's the thing. So a year or two from now, it's gonna be like yeah, duh, duh, you should have been ready for that dog. What do you say? No, you were God. Even when they say you ain't the kind of faith that I have, I should have known that. I knew I didn't like rules. I knew I didn't like listening to somebody else. I knew I never wanted to work for somebody.
Speaker 1:You can do that, you, I mean look, you can't be a rule breaker and work for a company that has rules.
Speaker 3:You know what I mean. So it was just destined for me to become a ceo. I just always had that about me. I don't like rules, I don't like guidelines, I don't like coloring within the lines, I don't like societies, whatever. If 10 people go left, I'm the one that's going right, just because I don't want to be like everybody else.
Speaker 3:So I should have known that, like it's duh when you read the description for a chief executive officer, you are the guy or the gal. That is like making the decision. You are the vision, the visionary, the leader, the negotiator, the point of contact, the one who takes the blame for whatever goes wrong with your company. That's me. I want all the blame. I want all the smoke. Why? Because this is my vision. I just want somebody alongside for the journey.
Speaker 3:So in two years I'm gonna be like, yeah, he was popping this shit because he should have been five years ago. That's all I probably would have said. Why don't you separate from the organization that you're with earlier? Stop being pussy bro. That's what I would have said to myself. You being scared of what for what. And then the quote that I learned afterwards was you don't learn how to be a ceo until you become a ceo. So there is no framework for this, really, right? You just do it like nike again. Stop being pussy, bro. Courage over fear is an episode we put out. I should have had courage later or earlier and later. Shit, both of them b-o-o-b, not b-o-o-b-o-f-f-u-m. There you go both of them, both of them.
Speaker 3:What about you? How, if you, if you hear this, five years from now, 2030, what would you think?
Speaker 2:Well, I mean, I feel like that writing the vision and making it plain is not something that I'm new to. So, you're punching yourself, then Punching myself where I probably, you know I kind of already saw this all happening. Maybe it didn't happen this way or the way I've seen it exactly, but I knew I would be in this position where I'm at now, like kind of like where we are here today, like I'm not yes, it's a lot to take in, but I'm also not surprised well, there you go.
Speaker 3:So if y'all didn't know, now you know um, fat and sweets llc is a is a company. Now, and when one of us gets our license which we have a couple that we're trying to pursue we will go from a limited liability company to a professional limited liability company, and that opens up the gate for a whole lot of other things. So if you care to know how we did this, go ahead and check out legalzoomcom and learn for yourself. You might have enough money in your account to start that business that you wanted to start, and there's nothing holding you back but your pockets and yourself, and we're going to help you out one of those today, because why we're talking about financial literacy. First thing I want to say is get you some v friends. Okay, I'm just gonna hop right into it. If you don't know what it is, go to v friendscom, ve friendscom. If you know how to spell friends, well, that's on you and read about it. Take the quiz, see what character you most identify with. Follow gary v on instagram. If you don't have, if you don't know how to spell gary v, then I can't help you. It's not just the letter v, it's g-a-r-y-v-e-e. Just put it in your instagram, put it in your tiktok, look up, look up Gary Vaynerchuk on LinkedIn. Whatever this guy created these characters and it is going insane. They are NFTs, non-fungible tokens, google that. Do some research and then you make your decision that is my iPad or Samsung tablet. Shame on me. Hit my hand, okay, so be friends, get that. I'm going to just tell you that right now.
Speaker 3:Day trading If you don't know anything about day trading, how about you go get this book? It's called the Intelligent Investor. I don't know who the author is, but my production team here could help me out and tell me who it is. This book is all about how to move your money on the short term, the long term. It tells you all about the different ways you can do it. Uh, what platforms you can use. Say it again benjamin, benjamin graham uh, one of the most knowledgeable investors to have ever lived. Listen to his stuff, like you don't even got to read it. Get an audible account, sign up for it and listen to the stuff while you fold your laundry that pile of laundry we told you to fold a while ago was that last weekend I don't know, it's probably still there.
Speaker 3:I know you didn't fold it. Now is the time to go, fold it and learn about how to move money from not fattened sweets, from the intelligent investor himself, benjamin graham, uh. And then you do the stuff, get robin hood. You can do. You can move your money on Cash App. Now you can go to teslacapitalcom and make an account and really really put money into things that you believe in and or start your own LLC, and then you can have stakeholders in your company. Wow, look at that. People can buy stock into your company and become angel investors for what you got going on, and if people are investing in your company, well, investors for what you got going on. And if people are investing in your company, well, that means you have more money to use to continue to build your business. If y'all, if any of this is going over your heads, pause it, take notes, read about it, do something or just watch while we get rich that's when it's gonna set in for most people.
Speaker 3:Why is it that y'all, black folk specifically have to wait till somebody got a, a bust down rolly or a protect fully or a rolls royce or whatever, until y'all start going like, oh wow, they're actually getting money?
Speaker 2:you guys are idiots I think a lot of times is. I don't know if it's our community specifically, but there's a lot of people.
Speaker 3:Yeah, I'm black, so sometimes people.
Speaker 2:They just they spit a lot of fluff or blow a lot of smoke up your ass. You know, sometimes people just say crazy, because it's, because it sounds good, yeah, like. Or sometimes people pop a lot of shit and don't be no, no motion behind it, at least you know. I've seen it quite a lot, lot. So sometimes when you hear people talking about something that that is not on your radar, you think like what? Yeah, I believe when I see it, that's just I don't know. Maybe, maybe this world has made me uh, uh, jaded is that what it?
Speaker 3:is yes, it is yeah. Your trauma is causing you to block your own blessings and receive information because you're basing that previous experience on the rest of them to come, for what perhaps?
Speaker 2:that's a projection that perhaps has made me and a lot of other people jaded, but I think is that also not a sign of intelligence? You gotta take what you learn and that what you're seeing and applying.
Speaker 3:You're taking it and applying it to the one new person who could actually be about it. That's, that's a projection. It is a, it is a lid to the jar. So, yeah, it could be wisdom. But if you really listen to our pod and talk about trust, your intuition, your intuition will tell you if it's cap or not. True, if you really tapped in, true, yeah. So when somebody is trying to actually help you and they don't want anything in return, you might want to listen to what they got to say. Yeah, if they trying to charge you $50,000 to get into some class to learn how to make money, well, maybe that's not the one. But if you got the person that'll sit with you for two and three hours and show you the websites and show you what they do, show you their account, what they're doing, who they're talking to, you might want to take heed, because they didn't have to share that with you. That's a good point. To not want anything in return, what that's what gary talks about.
Speaker 3:Y'all listen to the man. He talks about offering services for free because if the quality is good enough, they're gonna want to pay you for it later. Everybody's so stuck on oh, they're gonna steal my idea or whatever. Bro, you're not gonna lose anything by being a genuine person. You never lose in that at all. Y'all believe in karma. I believe in you. Reap what you sow, put out good. You get good back, and probably tenfold if you tie them right. But y'all ain't ready for that that's karma, right like I don't agree or identify with karma.
Speaker 3:I believe in you reap what you sow. Karma is not in the bible. That is where my framework comes from. People call it a hunch uh. They call it, uh, intuition. It's spirit, spirituality, like that's what it is. It's your holy spirit in my world for y'all. It could be the universe or whatever, I don't know. God made the universe in my world so like. Whatever works for this ain't for you to be my friend. I don't give a fuck. I'm telling you the info and fuck's not in the Bible. I said that already. Anyways, I'm trying to give y'all game and if you don't want it, well, that's on you. You can't say you weren't told. You can't say you weren't warned.
Speaker 3:If you skip through the version of the book, you're gonna skip through this. You're gonna be doing something else while you're doing this and miss it. Not be paying attention, it's cool. We're gonna continue to let you know in other episodes. But guess what? If you're not a subscriber, well, you won't hear it anymore, so you'll have to replay this episode. The only free episodes that are out here is not these first nine in season one. That's enough about v friends, nfts, crypto.
Speaker 3:Get into it. Do your research. We gave you a little bit of day trading. We gave you a book by benjamin graham. Go buy it. It's 16 bucks on Amazon. It could be at your door in one to three days. Why? Because Amazon uses drop shipping and that's the max. It will never take longer than three days. Get it, read it, read it again, read it again and then, once you got it, start doing some shit. Start doing some shit, bro. I don't know how else to tell you, otherwise you're just going to be broke. You're just going to be broke. I'm going to let that sit there. We're going to give you all some money moves. Money moves, some tips and tricks, things we've learned from our experiences.
Speaker 3:You can skip this part if you don't like talking about money, but I surely enjoy talking about money. I know one thing about my money. Why not? Because I love it. The damn society said that it's important, it's a tool. Back in the day they used to barter yo homie, you got some nice shoes, I got a nice shirt, let's trade. We don't do that anymore. People want money. This little piece of paper that means fucking nothing, absolutely nothing. But anyways, I have to be about my money because I got a family and mouths to feed, and things that I want to do that cost money, like travel, whatever. It ain't about the actual money, but it's a tool and if you don't know how to use it well, you're going to be broke and not experience things.
Speaker 3:So do something or just watch and don't complain, because nobody want to hear that shit. I've been meaning I'm sorry y'all I've been meaning to get this off for a long time. So if I'm coming at you, do something about do something about it, fix your situation, and then maybe I won't be so passionate and angry. It really, really angers me to see people not fixing their problems, blaming, blaming other people, not taking accountability and then going whoa, it's me, y'all are gay. I can't stand that shit, bro. I can't like if you're talking to me about some shit that's solvable, that you could fix, I'm going to check out.
Speaker 3:I don't have the kind of patience that I think is required for you adults that act like children. Bro, I only have that kind of patience for my kids, the kids that I coach and other children. If you are 18 and older, my rap for you is different. I got smoke, serious smoke, for you and everybody else. I don't give a fuck if you my mama, my daddy, I don't care If I'm trying to help you out and you ask me for the help and you don't take the advice. We're fucking drowning. Everybody's getting fried. Fuck everybody that's on my body. That's what he said, and I agree fried, fuck everybody that's on my body. That's what he said, and I agree sweet, say something, because I'm frying these niggas bro see I was letting you rap.
Speaker 3:No, you did we, we doing money moves, money moves.
Speaker 2:Tips, tricks, what you got um, well, I'm still learning financial literacy myself, but I will say one of the things that I learned. Um, we all know how much of a necessity credit is. As dumb as I think the whole concept of credit is, it's unfortunately a necessity. But I did learn a credit hack. I don't know if a lot of you are aware of it I'm sure a lot of you already know but I was put onto it maybe a couple years ago, but the Self app is a credit building app where it's basically, basically you subscribe, you subscribe to this app and you pay like a certain amount every month and it reports these payments to the credit bureau all the major major credit bureaus, um, and at the end of the term that you select in the app, um, it pays you all your money back, so you're not gonna lose it. Essentially, it's like a. It's like a, like a savings account, but you get points on your credit report for it. It's a, it's a big.
Speaker 3:It sounds like a win win.
Speaker 2:Very much a win, win. It's a good way. If you don't have a credit card, it's a good way to get your first credit card. It's, it's. You know, I don't see anything bad about it. A good friend of mine put me on to it. His name is Jeff Shout out to Hefe. I don't know if you ever get a chance to hear it, but he put me on to it because he does credit repair and that is probably one of the best credit hacks I could ever give you. Self self lender app.
Speaker 3:That's great. We could just give him that and just move on. That's good enough. Important to lenders and places that you buy really large amounts of stuff from, or highly expensive items like cars and homes and business storefronts and things like that. Otherwise, cash will get you pretty far, but when it comes to buying things or you're gonna have to take out a loan, well, they need to know what your credit score is okay and that's just what it is. Somebody invented it. I think it's stupid as fuck, but because it exists, get your credit score is okay and that's just what it is. Somebody invented it. I think it's stupid as fuck, but because it exists, get your credit right, it's.
Speaker 3:You can start with self, which I think is a great way to start. If I knew about self back in the day when I was getting denied for for a 500 credit card from dover federal credit union, I would have just went with self and then came back to dover to get a credit, uh credit card at a different time. I just applied and if you don't know what credit redlining is, you should look that up because you might need to move or put a different address of one of your homies that lives in a different place. Do you know about that? No, okay, cool. So this is new for suites and new for y'all that don't know.
Speaker 3:Credit redlining is what happens when banks don't approve credit applications for people who live in a specific area associated with crime, financial irresponsibility or things of the like, so they can see what zip code you put on your app and immediately it goes to the no pile. Yeah, learn about that a little bit later from a really, really knowledgeable financial advisor. And I didn't know that 19720 was one of those areas. Wow, so it could be some of the ones.
Speaker 2:19801 1802, 1805 and I'm saying.
Speaker 3:I'm saying zip codes that are in wilmington, delaware, that I know of. I didn't look into the other ones. I was worried about mine 19720. If you in there and you're trying to get a credit app, you might have a difficult time if you don't have prior credit history. So I would advise you strongly, if you're open to it this is unsolicited advice, self it's actually called selfinc. Put that in on your phone. Just get started, bro. It don't even matter. Get you some credit if you don't have it, because you're gonna need it and take care of it because it's gonna help you out later on for things you don't even know. But yeah, that's your thing, google it.
Speaker 3:Credit redlining is insane. They're probably going to try and shut down this episode because I'm telling people about it. Loan companies know if they're from this area. If it says wilmington de19801, throw that app in the trash. We cannot trust them with money. So if you live there, maybe you need to move or get another address with a different zip code and yes, that's illegal. However, get the app, then change your address back to what it was originally like. There's a hack right there and if people burn us and tell people that, we're telling people to screw you guys. I'm trying to help you out.
Speaker 3:Another one if you already have good credit and you have kids, add them as an authorized user on your credit account so that when they turn 18, they got just as good of a credit score as you from the gate. One of my old mentors told me about that one. So, yes, my daughter has a pretty pristine credit score. So, yes, my daughter has a pretty pristine credit score and I I'm gonna continue to grind that way because I don't want her to start out with some bs credit score and be screwed, and I'm not about to take out bills in her name or nothing like that.
Speaker 3:No, do this responsibly, just like you parent your kids, or should be parenting your kids responsibly. Get them ready to be adults that are self-sufficient and resourceful and know whatever faith base you taught them at the very minimum, but set them up right because they're going to need it. You're going to check one day. You're going to die, so make sure that your affairs are in order before your kids pass away, before you pass away, before anybody passes away. Get your affairs in order, get a will. I know this ain't like super financial, but yeah, the the last thing you want is the people who are supposed to be grieving you figuring out how to plan for your homegoing service. Don't screw them like that. I watched my mama have to do that for a lot of people that should have got it together before they left.
Speaker 2:That's painful you know, and it didn't set in until you know, my last time I was at the hospital and they were asking for my information. They asked did I have a will and testimony?
Speaker 3:Yeah, bro, you need that. I was like wow, guess what, as a COO, you get that.
Speaker 1:Yeah, for free Really.
Speaker 3:Yeah.
Speaker 3:Yeah, I love it here so if you didn't know, start your LLC, bro, it's going to take you some bread to. Is it a hack? If you can justify any of your expenses as a business purchase, that is bing bong. You guessed it. A tax write-off, which means what you? Get that money right back. That's a hack.
Speaker 3:That is why the rich get richer and the poor get poorer, or just stay the same, like it's a. It's a sad system. I'm just trying to hack it and then tell other people how to do it, but y'all niggas don't listen. You're gonna hear all of this game and still not listen. When jay-z talks about the same stuff, when will smith talks about the same stuff, when denzel washington talks about the same stuff all the greats that already been doing it. I'm just taking what they said and giving it to y'all, because I experienced the same thing and it works. Why not get five rich friends and learn from them? That's crazy. Look at the five people you spend the most time with and if all of them broke well, you need to find something else. That's my unsolicited advice for the day. Just like Gary says, audit your circle, and that includes your mom and them too, mom and them.
Speaker 3:Mom and them damn, all of them. It don't matter who it is. If you spend in five the five people you spend the most time with if they are not healthy for you and if they're always asking you for shit, you should probably consider changing that up. And that doesn't mean cut them off, it just means limit, severely limit your time with them and then get right with five new ones. Sometimes you got to get rid of all five. Maybe it's just two of them, maybe you're the one that needs to be removed from that circle, I don't know wait question what would be a good suggestion for introverts who don't know how to make new friends?
Speaker 3:stop, get over yourself. This. The key to doing anything in life that's good is on the opposite side of fear and your comfortability, get uncomfortable on purpose okay.
Speaker 2:Well, once they get uncomfortable, what would you suggest? That would be a good place to start. You mean just like talk.
Speaker 3:Hi, my name is blank.
Speaker 2:What would be good places to go to make rich friends?
Speaker 3:Anywhere that you work, anywhere that you go, what are your hobbies? If you like to hoop, go to a gym and introduce yourself to somebody, follow them on social media, hang out with them. It's really simple. People just overcomplicate it. Introverts screw you guys. I'm an introvert. I prefer to be by myself. Unfortunately, I carry a lot of information and I want to share it with people because I got a big heart. So do I switch on my extrovert button a lot? Yeah, as a teacher, I can't be introverted. I have to. My jobs made me become an ambivert and an omnivert and extrovert. That doesn't mean I'm not introverted. I like to be by myself. All of my hobbies are things that I need to do alone Listen to music, read books, write poetry, write in my journal. Can't do that while you're talking to somebody else, yeah. So, contrary to whatever you fuckers believe, I'm an introvert. However, that's not a fucking excuse.
Speaker 2:You have to talk to people. You are the type of niggas that want to get a pizza and get it delivered, but you don't want to call them.
Speaker 3:Shut up, just starve. Some people really get like anxiety. I have no rap for that, none, none. Because what is anxiety? You're worried about some shit that ain't happened. Essentially, you're worried about some shit in the future that you think is gonna go bad. That did not happen yet. Get out of your own way.
Speaker 3:Yeah, I understand that anxiety can be a bit crippling at times, but guess who's part of that recipe? You get help for it. Some of y'all should be on meds and you're not taking a. Why? Because you got an ego. Some of y'all know to take deep breaths and meditate, but you don't do that. Why? Because it takes too much time. All these fucking excuses we averse Put the shoe on and lace that shit up. Anxiety, depression none of that is an excuse. It's not.
Speaker 3:Take your little three, four month hiatus. Get right and get right back to it. Ain't nobody checking for you, right? So many other things going on. You are so small if you zoom out, look about, look at how small you are in the world. You don't fucking matter to anybody, but the people who are in your inner circle and actually see you every day. So get right with them and the rest of the people don't matter. Stop being gay. I don't know how else to say this. Shit, I don't, I don't. What other question do you have? Because I was frying on that no, that was no further question make you some money.
Speaker 3:God bro, there's so much money out here to get. You could do roadie and deliver boxes. If you introverted bro, you ain't gotta talk to nobody. You go to the store, pick this shit up from the uh, whatever box it is. It's like an amazon, whatever, but it's like the home depot joint. You put in a code, grab the item, take a picture of it, get in your vehicle and go drop it off on the front door, take a picture of it and confirm that you delivered it and then get on to your next box. No excuses if you got a freaking vehicle. You really don't have an excuse if you got a vehicle and a phone door dash.
Speaker 3:Half of the motherfuckers want contactless delivery anyway. There is no excuse. You motherfuckers just don't work hard for shit. Y'all are bitches. I cannot wait till this pod comes out. Y'all are soft like shit. Oh my god, get you some money. And this is not fuck the delivery. Y'all are bitch me. Ew, ew. Sweets is here to to empathize and be sweet with y'all. I'm here to give you the info. Go do some shit, you gay guys fuck, damn, damn. Yeah, that's why kendrick put that album on that's called Damn. That came out in 2017. Because this shit is a disgrace, damn. How could you be such a waste of time, potential and opportunity, you choosing that? Stop it. Ah, ah, ugh. We're going to give you all about four more minutes because I'm done talking to y'all, bro. We actually might just do a separate podcast that's a little bit more light-hearted, because this, this took this took a turn for the worst yeah I'm, I'm, mr.
Speaker 2:Hold you accountable we've been rapping for a minute. Those other shit I wanted to talk about no, don't worry, we got some.
Speaker 3:We got some other stuff. We're gonna record some stuff for season two now. Since you motherfuckers don't understand, we're going subscriber only for every episode after this. So if you want to know, then you know what to do go to buzzsproutcom and look for fat and sweets. If you want the actual link, I will tell it to you right now.
Speaker 3:Okay, our website is as follows h, t, t, p s colon backslash, backslash, fat and sweets, not the ampersand f a, t, a n d s, w e e t s dot buzzsprout dot com. Go there, go there three dollars.
Speaker 2:Y'all raggedy asses can afford three dollars. That's less than a than a gallon of gas it's the cheapest option.
Speaker 3:We can make it on fucking buzzsprout, bro.
Speaker 2:We trying to help you out, shit and if you can't afford a three dollar subscription, then you might need to reevaluate your life y'all paying what hold on?
Speaker 3:let me look it up before we let these hoes go.
Speaker 2:Netflix is like $12 a month. Spotify is $10.99 a month. You got a Planet Fitness membership that you don't use and you pay $30 a month for that bitch. Y'all can't pay that fucking $3 subscription. Raggedy motherfuckers.
Speaker 3:Look, look, look. Netflix plans and pricing.
Speaker 2:Don't piss me off.
Speaker 3:I'm going to shout the first number that's up here. What is it damn 799 standard with ads? If you're paying 799 and you have ads, this is a pod that doesn't have ads no, honey, that's 17, ain't it?
Speaker 2:oh, no, that's a crumb.
Speaker 3:That's a crumb on my screen. Look at that standard, listen. Standard with ads is 799, which is four dollars.99 more expensive, and it has ads. This doesn't have ads, and we're telling you how to make money. Standard $17.99. Premium Some of you motherfuckers are paying $25 a month. You guys are Alright. I think we need to end this.
Speaker 2:Yo, hold on. Some of y'all got OnlyFans subscriptions. Yes, you do, and y'all watching these raggedy, nasty, bald-headed bitches clap cheeks and y'all won't listen to something that can actually help y'all for $3. That's it All right, I ain't going to say nothing else.
Speaker 3:That's it. Oh, oh, oh. Hold on, don't piss me off. We can make this a little bit better. Okay, let's fix this.
Speaker 2:Oh, okay, okay, I know so long.
Speaker 1:Farewell To you, my friends. Goodbye For now, until we meet again. Season two.
Speaker 2:It's been great to play and sing together in the bar.
Speaker 3:And now it's time to say goodbye Summer. All right, that's all I got, bro. If you want more, subscribe, and if you don't, and you want to just recycle the last nine episodes plus the bonus one we gave you, do that. But just know you're about to miss a whole lot of good shit. Wait till you see mine. Oh Say no, I missed that. Hey, hey, you know Y'all have a great day. Get out of here, you stinking idiots. If you got nothing from this pod, get you some money. Get you some money, bye.
